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PPI claims made simple


You could be owed thousands

Have you taken out a loan or credit card in the last ten years? If so you could be owed thousands.You may have been mis-sold PPI, even if your loan or credit card has been paid off you can still make a PPI claim. With the average PPI refund value at £3000 its worth taking a look at those statements!

  • Over 120,000 customers
  • Average PPI refund is £3000
  • 89% claim success rate
  • Over 90% customer satisfaction
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What is PPI?

Payment Protection Insurance (PPI) is a policy designed to cover your monthly loan or credit card payments (or a percentage of them) if you cannot meet the payments due to being unable to work. PPI applies to those who cannot work due to illness, injury caused by an accident, or those who have been made redundant. The banks have lost a legal case and must now settle payment protection claims.

Over the last ten years, ppi claims have been big news. Loan and credit card providers have routinely mis sold PPI to those for whom the insurance policy is inappropriate. As a result, big name lenders such as Alliance & Leicester, Egg, Capital One and HSBC have been fined millions of pounds and thousands are now claiming ppi back ( payment protection claims ) with our help.

Millions of people who have been affected by mis sold PPI policies are now making PPI claims, and you could be one of them if you pursue a claim today.

Am I paying for PPI?

If you have a mortgage, loan, credit card, store card or any other loaned finance in the last 10 years, you may have had Payment Protection Insurance (PPI) included as part of the agreement. Check the agreements and statements to see if it includes PPI.

For loans, the PPI may be a single-premium policy, which will be shown on your loan agreement as a lump sum added to the loan.

For a credit card, PPI charges are added to your account each month, so this should be shown on your statements.

Am I eligible to reclaim PPI?
How long will claiming PPI take?

Was I mis-sold PPI?

You may have been mis sold PPI if:

- You didn't ask for PPI, but it was added to the policy anyway?

- You were told the insurance was compulsory, or that you would have a better chance of getting the loan approved if you decided to take it.

- You were not aware that including PPI was optional, or that you could purchase cheaper PPI cover elsewhere.

- You were unemployed, retired or self-employed when you took out the cover.

If they do, you may be eligible to make payment protection claims and claiming PPI compensation plus the interest charged on the insurance.

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claim back ppi with iSmart

Thinking smarter is our philosophy, if you've been sold a financial product that didn't meet your needs, or if you find yourself faced with debt, by thinking smarter, we will provide the solution.

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